I assert that my computer system is capable and ready to receive said disclosures..ezoic-wrapper img.wp-smiley, .ezoic-wrapper img.emoji .ezoic-wrapper #F8660_container img .ezoic-wrapper . To learn more, please visit: Citizens Enter a Zip Code Return to our homepage The zip code you entered is served by Citizens One, the brand name for Citizens Bank's lending business outside of our 11‑state branch footprint. In an effort to protect you and our country, the USA PATRIOT Act was signed into law.The annual percentage rate (APR) is the amount of annual interest plus fees you'll pay averaged over the full term of the loan.Focusing on the APR allows you to better compare the cost of borrowing from different lenders, who may all have different fee structures.Keep an eye on how the total money you will pay back over the loan term (your total cost of borrowing).Most loans allow you to pay more than your scheduled monthly payment.
Under the Citizens One brand we offer Auto Loans, Credit Cards, Mortgages, Personal Loans and Student Loans.
Minimum balance is required to open the account and to earn the stated APY. We’re a bank, so financial security is very important to us.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
Loan interest rates, payments, and terms are closely related.
Keep in mind that changing or adjusting one of these factors will result in changes to the others.